Inspecting Your Used Car Under The Hood

When you’re looking at used cars, there are things you can do to make sure the vehicle you’re buying is in good shape. By taking a few minutes to look under the hood, you can hopefully catch some potential problems and prevent certain maintenance issues down the road.

First, get a bird’s eye view of the engine. If certain parts are cleaner than others, they may have been replaced. If the engine is significantly cleaner or dirtier than the parts around it, the engine may have been replaced. It is common for water pumps and alternators to be replaced at around 80,000 miles or so.

The next thing that you will want to do is look at the oil level. If you’re buying the car from a used car dealership, chances are good that the oil will have already been changed. Still, you wnat to make sure it’s not black, dirty or gritty. You’ll also want to look down the pipe where you add engine oil with a flashlight to see if the inside looks burned.

You’ll also want to look at the hoses and belts on a used car. You want them to be in good condition. They shouldn’t be cracked or show other sines of wear.

The engine coolant should usually be green in color, and it should not be rusty. You’ll check other fluids, too, like the transmission fluid, which should be red in color.

Paying For Your Used Car

When it comes time to get a used car, you have to think about how you want to pay for it. The first option, of course, is to pay cash for the vehicle. There are some specific advantages to paying for the vehicle up front like this. The biggest advantage, of course, is that you’ll pay less for the vehicle over time because you won’t have to pay interest on the car loan.

Most people, however, need some form of financing when they buy used cars. Financing can take many forms, from a bank or credit union loan to financing offered by the dealership. If you finance the vehicle, understand that you’re going to pay more for the car over time. You need to know several pieces of information before you agree to finance a vehicle, including:

  • The price of the vehicle
  • The dollar amount to be financed
  • The finance charge (the dollar amount the financing will cost you)
  • The Annual Percentage Rate (APR) of the loan
  • The number of payments you’ll have to make on the vehicle
  • The amount of your payments
  • The overall price, including down payment, monthly payments, and any other fees.

Having all of this information up front helps you to know if you can really afford the vehicle, or if you need to consider purchasing a less expensive used car.

How To Negotiate Used Car Prices

One of the reasons that you’re buying a used car is because you can’t or don’t want to pay full price for a new car. Just because you’re not paying new car prices, however, doesn’t mean that you have to pay as much as the dealer is asking for used cars. It’s important to negotiate the price so that you can get the best car for the money.

One of the things you can do to negotiate the price of a used car is to start off by negotiating the total price of the vehicle. There are things like tax and title fees that you want to keep in mind, partly so you don’t go over your budget. Ask the dealer to figure out the total “out the door” price on the vehicle, and negotiate that price.

Make the dealer a lower offer. If the sticker says $15,000, offer $12,000. The dealer isn’t going to throw you off the lot for offering too little or laugh at you. If they believe you’re interested in buying the vehicle, they’ll come off the price.

If a dealer or salesperson promises a deal, make sure to get it in writing. If the dealer offers to put new tires on the vehicle, for example, make sure that’s in writing. In addition, make sure that you and the dealer agree on the type of tires, as well. Make sure you know the warranty policy on the vehicle, and that you get it in writing as well.

Removing Risk From The used Car Buying Process

Buying a used car definitely has its rewards, but it has its risks too. You want to get a quality used car that’s going to last, and you don’t want to pay too much for it. Fortunately, there are some things you can do to remove risk from the used car buying process.

First off, you want to know what you’re looking for. Figure out what kind of used car you’re looking for, right down to the model and year. Try to select several options so that you can find what you want. This allows you to narrow the options and keeps you from winding up with a car that won’t meet your needds. In addition, it gives you a chance to research potential problems with the vehicle as well as the market value.

You also want to check a car’s history. A car history report, such as those available from CarFax, can often tell you if a vehicle has been through a disaster or in a serious accident. This also lets you know if there’s an outstanding lien against the vehicle.

Make sure you read and understand all of the paperwork involved in buying your used car, too. Know what the dealer’s warranty is. If you’re buying a certified used vehicle, ask to see the inspection reports, as well.

Ultimately, just a few simple steps can save you all sorts of risk when it comes to buying a used car.

How To Winterize Your Used Car

Winterizing your car is an important part of vehicle maintenance, especially if you have a used car. A used car requires greater care at times that a new one, and the best way to prolong your used car’s life is to make sure you keep up on its maintenance needs.

Just by spending an hour or two of your time and a little bit of money preparing for the cold temps and inclement conditions, you can help your vehicle last longer, increase your safety, and reduce your chances of breaking down in the cold.

Here are some things you can do to get your car ready for winter:

  • Check to see whether you’re due for a regular full service maintenance appointment. If you are, or if you will soon be, get the service done.
  • Flush your cooling system and replace your engine coolant.
  • Switch your old wipers for new wiper blades. Make sure to refill your windshield washer fluid, as well.
  • Get your battery serviced. Battery service includes cleaning the battery terminal ends and adding water if necessary. Try to have your battery load tested, to make sure it can hold a charge.
  • Check your tire pressure. As temps drop, your tires can lose air.
  • Have your brakes checked.
  • Put an emergency kit in your car, consisting of a flashlight, a small shovel, boots and gloves, a blanket, a small snow shovel, and kitty litter for traction.

These simple activities can help make sure you have a safe and happy winter with your used car.

Used Car Safety In The Winter

As we approach the Winter months here in Pennsylvania, it helps to have a quick refresher on some of the most important winter driving safety tips. Here are some things to keep in mind when driving your used car on our wintry Pennsylvania roads:

  • Make sure your tires have plenty of tread. If you have all-season tires, you might think about switching them out for snow tires.
  • Make sure you can see well. Replace your wiper blades in the fall. Clean the insides of your window. If you really want to help things out, use a water-shedding product like Rain-X, too. Make sure you’ve got enough wiper fluid, as well.
  • Check your headlights. Make sure there’s no snow on them so that other drivers can see you just fine.
  • Give yourself room to brake. When its icy, it can take a while to stop. If you have antilock brakes, you simply stomp, stay on the pedal, and steer around any obstacle.
  • Don’t underestimate road conditions or over-estimate your driving ability. Watch out for black ice, which can look like a puddle on the road.
  • Avoid rear-tire slide. If your used car has electronic stability control, this will be easier than if it doesn’t. Make sure your rear tires hae as much tread as your front ones.

Can You Get Better Fuel Economy With A Used Car?

There are many advantages to buying a used car. The biggest one, obviously, is price. Beyond that, though, depending on what kind of car you’re considering, gas mileage may be one of the benefits.

The fact of the matter is that, over the last fifteen years or so, cars have been gaining weight. With each generation of a particular vehicle that’s released, the car tends to get bigger in size and horsepower, as well as weight.

Often, the added weight is important. Things like airbags, roll-stability control, and a reinforced frame are now pretty much all standard equipment. Of course, adding these things reduces their fuel effeciency.

SUVs, in particular, have also grown. Today’s SUVs are wider than older versions. In part, they have become wider in order to be less likely to rollover. This, of course, requires more metal, which then raised the weight of the car.

Even economy cars get poorer mileage today than they did in 1992. The Honda Civic hatchback in 1992 had a combined fuel rating of 43 miles per gallon. Compare that to the 2008 Civic Hybrid, which gets a combined fuel rating of 42 miles per gallon.

If saving money at the pump matters to you, check into the fuel economy rating of a used car before you buy it, and see how much you may be able to save on gas.

How To Make Your Car Last

No one likes to have to take their vehicle in to have it repaired. The fact of the matter is, however, that as a car ages you’re going to need to make repairs. There are some things you can do, however, to make your vehicle last longer:

  • Get regular maintenance. Regular oil changes and tune-ups not only help your car run better, they also help your car last longer.
  • Avoid sudden stopping and starting. Accelerating aggressively only to slam on the brakes at the next traffic light doesn’t save you any travel time. However, it can cause needless wear on your engine, transmission, suspension and brakes. In addition, it wastes gas.
  • Get the right service. When you do need vehicle service, make sure you choose a qualified mechanic.
  • Guard against weather damage. To reduce exposure to sunlight and environmental threats, keep your car garaged or at least covered.
  • Don’t drive with a cold engine. Before driving off, let your engine idle with your foot off the accelerator pedal for about one minute. Once you get going, drive slowly at first. Try to avoid using your heater and other accessories until the engine reaches its normal temperature, which should happen within about three minutes.

Finalizing Your Used Car Deal

Once you’ve visited a dealership, found a used car you’re interested in buying and taken it for a test drive, it’s time to finalize the deal. Here are a few things you can do to make sure that you come out ahead:

  • Make sure you know the market value of the vehicle. You can do this with Kelly Blue Book data, and you can check the price of that particular year and make at other dealerships in town, if there are any.
  • If there are other dealerships with the same type of vehicle, you may be able to save even more money on your used car by getting them to compete with one another. This may reduce the cost by $200 or $300.
  • Schedule a specific time for you to get your car. This lets the dealership get the vehicle gassed up and washed. You may even be able to get them to prepare your paperwork ahead of time so there isn’t as much waiting.
  • Inspect the vehicle and take it for one more test drive. Make sure that there aren’t any scratches or dents since you first inspected the vehicle.
  • Review the details of your contract, to make sure it’s what you’ve discussed. Be ready to consider aftermarket items, as well as an extended warranty.

By doing these simple things, you can make sure you’ve got the best used car for your needs, and at the best price.

How Much Does Your Used Vehicle Cost?

When you’re out buying a used car, it’s easy to focus on the monthly payment that your budget will allow. You have a set number in mind before you go out shopping, and that number is what you can afford. Still, there are other costs that come with buying a car, new or used, that you need to be aware of.

For example, you need to know how fuel costs will change with the new vehicle. If you’re switching from a minivan that gets 18 miles per gallon in the city to an SUV that gets 13 miles per gallon, your fuel cost is going to increase significantly. You need to factor that in when thinking about your monthly payment.

You also need to think about insurance. Will the insurance on the new vehicle be more or less than what it’s replacing? In some cases, you may need to increase the amount of insurance you’re paying.

Maintenance costs are another factor. Some vehicles require more frequent oil changes, or they may require more expensive items, such as synthetic oil or larger, more expensive tires.

These hidden costs can push you beyond your budget if you’re not careful. Make sure you do your research, so that you know what your used vehicle is really going to cost.