Friday the 13th usually only comes around a couple times a year. But with all the bad luck associated with this day, it’s a good time to evaluate your auto insurance for your used cars. Here are some questions to ask yourself so you can be sure you have the right amount of insurance.
Has my medical insurance changed lately?
If you have recently received medical insurance through an employer or through another way, you may be able to reduce the medical coverage on your auto insurance. Check with your agent for more information.
Have you installed any anti-theft devices?
You can get great discounts on your auto insurance if you install an anti-theft device on your used cars. It can be as simple as a car alarm or as complex as an engine immobilizer. The better the device, the more of a discount you are likely to get.
How far do you drive?
Have you changed jobs lately and driving a different distance? If you aren’t driving as far as you used to, let your insurance agent know because it could reduce your rates. If you are driving farther, let your agent know because you may be penalized if they find out after you make a claim.
These are just a few things you can do to evaluate the insurance on your used cars. Before making any changes, consult with your auto insurance agent for best results.