» financing</h1> <article> <h1>Auto Financing Tips</h1> <p>jcme — Mon, 01 Sep 2008 07:00:27 +0000</p> <p>When it comes to buying a new or used vehicle, one of the issues you have to keep in mind is financing. If you’re not careful, you’ll find yourself with a larger payment than you can really afford, or paying a higher interest rate than you ought to. Here are some tips to help you get the most from your auto financing:</p> <ul> <li>Know what a realistic price is for the car you’re considering.</li> <li>Educate yourself about the difference between buying and leasing.</li> <li>Check your credit report, and try to have any errors corrected before you try to get financing.</li> <li>Stay within your price range when you do go to the dealer.</li> <li>Be ready to negotiate, not only for the price of the vehicle, but for the financing terms.</li> <li>Remember taht there are optional products like credit insurance, or an extended service contract, taht you may want to buy.</li> <li>Read the purchase contract all the way through before you sign it.</li> <li>Understand that the dealership or bank actually holds a lien on the title until you’ve paid off the auto loan.</li> <li>Keep in mind that late or missed payments can incur fees and can damage your credit report.</li> </ul> <p>If you’re interested in buying a new or used car, fill out an <a href="https://extranet.dealercentric.com/app-templates/LoanApplication/QuickApplication.aspx?AssociateID=620&AssociateTypeID=4000&htm=1&plid=226">Online Credit Application</a> today.</p> </article> <article> <h1>Used Car Financing at the Dealership</h1> <p>jcme — Fri, 01 Aug 2008 07:00:15 +0000</p> <p>The fact of the matter is that, unless you’re buying an especially old car with very high mileage, you’re going to need to finance you <a title="Used Cars" href="http://www.vinart.com" target="_self">used car</a>. The average used car that’s four years old will cost around $9,500. Most people just don’t have that kind of cash to pay all at once. Fortunately, there are plenty of financing options. You can even get financing at your auto dealer.</p> <p>Auto dealer financing offers several benefits to the buyer. First off, it’s convenient. You don’t need to worry about going back and forth between the dealership and your bank or financing company. In addition, dealerships generally have relationships with multiple banks and financing companies, which means they can access a wide range of options that you may not be able to get from a single institution. In addition, manufacturers may offer low-rate programs to car buyers, as well.</p> <p>Before you talk to your dealer about financing, be sure you know what your budget is. Take a look at your credit report, too, and go through the steps necessary to fix any errors. This will help you get the best rate. Finally, remember that you can always come back the next day to make a decision.</p> </article> </main></body></html>